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Older couple reviewing retirement plans

Learn more about the borrowing, saving and investment choices that people make over time.

Second Quarter 2023

Last year, the Richmond Fed had over 1,700 community engagements — meetings with bankers, business and community leaders, workers, and public officials. These conversations help us see the region's economy more clearly.

Tom Barkin
President and Chief Executive Officer

April 19, 2023

Surekha Carpenter discusses why adequate access to credit is important for individuals and the economy overall, what contributes to gaps in access, and how community development financial institutions have addressed those gaps. Carpenter is a research analyst on the Regional and Community Analysis team at the Federal Reserve Bank of Richmond.

First Quarter 2023

With the American population aging, Richmond Fed economists are attempting to improve their understanding of the economic decisions facing older people — decisions that are likely to become increasingly important for the U.S. economy as the population distribution skews older.