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Older couple reviewing retirement plans

Learn more about the borrowing, saving and investment choices that people make over time.

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Podcast
Sept. 17, 2025

Doug Borland and Stephanie Mehlhouse share insights from the 2024 Survey and Diary of Consumer Payment Choice, which was compiled by the Federal Reserve to provide a comprehensive picture of payment preferences and behavior in the United States. Borland is assistant vice president of cash services and Mehlhouse is a senior cash manager, both based at the Charlotte office of the Federal Reserve Bank of Richmond.

Article
Third Quarter 2025

New ideas developed in the second half of the 20th century built the financial world around us and remain impactful today.

Fatimah Khan